Delinquency and Default Risk Modelling Risk Modelling of Microfiance In Ghana

  • Isaac Kwame Baidoo
  • Dennis Arku
Keywords: microfinace in Ghana, default risk, delinquency, logit model

Abstract

This Study examins the risk factrs ofloandefaults in the microfinance industry in ghana and deveelops a model for assessing credit worthiness of customers in that sector. Abinomial logistic model was fitted to a dataset 472 customers. the findings identified that the loan officer, persona guarantors, age of customer, type of redidence,type of collateral and assessment are key predictors of default.

Published
2018-02-01
Section
Articles